![Padgett Business Service logo](https://cdn.brandfetch.io/padgettbusiness.com/w/128/h/128/fallback/lettermark?c=<img src="https://cdn.brandfetch.io/domain/apple.com?c=1idsvcTjLv919Ax0E2s" alt="Logo by Brandfetch" />)
B#2,777 of 5,063
37
Risk
B63/100
SBA Loan Data Only
This franchise has SBA 7(a) lending history but no Franchise Disclosure Document (FDD) on file. Investment costs, revenue, fees, and contract terms are not available. The Verdict score is based solely on SBA loan performance data.
SBA loans
32
Loan volume
$2.2M
Default rate
12.5%
vs <3% typical
Avg loan
$70K
Lenders
27
Government records
SBA Loan Data
Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.
Total loans
32
Loan volume
$2.2M
Median loan
$41K
50th percentile
Default rate
12.5%
vs <3% typical · system-wide
Repayment rate (PIF)
87.5%
5-yr default
—
Loans approved 2021+
Active lenders
27
Defaults
4
Explore lender portfolios on Bank Reports or regional data on State Reports.
Vintage analysis
Padgett Business Service default rate by loan vintage
BrandNational avg
FranchiseVerdict rating · based on SBA data
Risk & Legal
63
Risk · 0-100
B46Risk score 63
Low confidence±12 pts
5175