FV-03531SBA data onlyData Quality·SBA Only
Nestle Toll House Cafe By Chip
Restaurant
D#4,227 of 5,063
25
Risk
D75/100
SBA Loan Data Only
This franchise has SBA 7(a) lending history but no Franchise Disclosure Document (FDD) on file. Investment costs, revenue, fees, and contract terms are not available. The Verdict score is based solely on SBA loan performance data.
SBA loans
22
Loan volume
$5.5M
Default rate
21.1%
vs <3% typical
Avg loan
$252K
Lenders
13
Government records
SBA Loan Data
Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.
Total loans
22
Loan volume
$5.5M
Median loan
$171K
50th percentile
Default rate
21.1%
vs <3% typical · system-wide
Repayment rate (PIF)
78.9%
5-yr default
33.3%
Loans approved 2021+
Active lenders
13
Defaults
4
Explore lender portfolios on Bank Reports or regional data on State Reports.
Vintage analysis
Nestle Toll House Cafe By Chip default rate by loan vintage
BrandNational avg
Lending insight
A 21.1% default rate means roughly 1 in 5 franchisees failed to repay their SBA loan. Investigate what changed.
FranchiseVerdict rating · based on SBA data
Risk & Legal
75
Risk · 0-100
D31Risk score 75
Low confidence±14 pts
6189