B65/100FDD 2024
Jars by Fabio Viviani — Litigation & Risk
Food & Beverage - Full Service · FDD Items 3, 4 & 5
Lower Risk
No litigation cases disclosed in FDD Items 3 and 4.
Source: FDD Items 3–5
FDD Items 3 & 4
Litigation Metrics
Cases disclosed
0
Total from FDD Items 3 and 4
Bankruptcy (Item 4)
—
Franchisor or officer bankruptcy
Overall risk score
65 / 100
FranchiseVerdict composite
Rating
MODERATE
STRONG / MODERATE / CAUTION / AVOID
7(a) FOIA data · FY2020–present
SBA Loan Performance
Aggregated from public SBA 7(a) loan disclosures. Default rate is the share of loans that were charged off or settled for less than the full balance.
Total 7(a) loans
1
Government-backed loans issued
Default rate
—
vs <3% typical · system-wide
5-yr default rate
—
Defaults
0 loans
Loans charged off or defaulted
Total loan volume
$520K
Avg loan size
$520K
Participating lenders
1
FDD Items 5, 6 & 17 — what you give up
Contract Risk Indicators
Mandatory arbitration
Required
Disputes resolved outside court — limits your legal options
Jury trial waiver
Waived
You give up the right to a jury trial
Non-compete
2 yrs
Post-termination restriction on similar businesses
Franchisor can compete
Yes
Franchisor can open competing locations in or near your territory
Right of first refusal
Yes
Franchisor can match any purchase offer when you try to sell
Governing law
Delaware
State whose law governs disputes — relevant if you're not based there
What drove the 65/100 rating
Risk Score Breakdown
- 01MINOROnly 1 existing unit makes validation impossible and suggests early-stage/unproven concept with no track record data
- 02MINORNo Item 19 financial performance disclosure (revenue, net income) prevents ROI assessment and is unusual for established franchise
- 03MEDHigh investment range ($199,950–$634,950) with 6% royalty and no disclosed unit economics creates unclear path to profitability
- 04MINORSingle unit severely limits ability to assess scalability, replicability, or franchisor operational competency
- 05MINORCelebrity-backed brand (Fabio Viviani) may rely on personal brand rather than systems; succession/brand risk if celebrity involvement wanes
- 06MED10-year term with $35,000 franchise fee is moderate, but only 1 unit suggests limited demand or recent launch
Severity inferred from FDD text — not a regulatory or legal classification
Litigation data from FDD Items 3, 4, and 5. SBA data from public 7(a) FOIA records (FY2020–present). Not legal advice — consult a franchise attorney before signing any franchise agreement.