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AStrongest tier90/100FDD 2026

Domino's Pizza: Litigation & Risk

Quick-Service Restaurants · FDD Items 3, 4 & 5

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Elevated Risk

7 cases disclosed in FDD Items 3 and 4.

Source: FDD Items 3–5

FDD Items 3 & 4

Litigation Metrics

Cases disclosed
7
Total from FDD Items 3 and 4
Bankruptcy (Item 4)
None
Franchisor or officer bankruptcy
Verdict score
90 / 100
FranchiseVerdict composite · higher is better
Rating
A
A / B / C / D / F verdict grade

7(a) FOIA data · FY2020–present

SBA Loan Performance

Aggregated from public SBA 7(a) loan disclosures. Charge-off rate is the share of loans that were charged off or settled for less than the full balance.

Total 7(a) loans
1,123
Government-backed loans issued
Charge-off rate
9.9%
vs 16% franchise average
5-yr charge-off rate
N/A
Defaults
82 loans
Loans charged off or defaulted
Total loan volume
$409.5M
Avg loan size
$365K
Participating lenders
200

FDD Items 5, 6 & 17: What You Give Up

Contract Risk Indicators

Mandatory arbitration
Not required
You retain the right to sue in court
Jury trial waiver
Not waived
Non-compete
1 yrs
Post-termination restriction on similar businesses
Franchisor can compete
Yes
Franchisor can open competing locations in or near your territory
Right of first refusal
Yes
Franchisor can match any purchase offer when you try to sell
Governing law
Store state
State whose law governs disputes. Relevant if you're not based there

Extracted from FDD Item 3

Litigation Detail

Pending: (1) State of Rhode Island Office of General Treasurer securities class action (Case No. 2:24-CV-12477) alleging false/misleading statements about global net store growth guidance; (2-6) Five derivative lawsuits (Ayers, Joshi, Kassner, Chu, Walker Derivative Lawsuits) alleging breaches of fiduciary duty and insider trading by directors/officers, stayed pending outcome of securities action; (7) several undisclosed labor and employment joint employer lawsuits. No concluded actions required disclosure.

What drove the 90/100 verdict

Risk Score Breakdown

  1. 01MINORSlow unit growth of only 2.9% YoY suggests market saturation or franchisee underperformance
  2. 02HIGHSignificant litigation including securities class action, derivative lawsuits, and joint employer claims creates legal/operational uncertainty
  3. 03MINORNet income margin of only 1.08% (14.7K on 1.37M revenue) indicates razor-thin profitability after royalties
  4. 04MINORHigh capital requirement ($107K-$743K) paired with low average net income creates extended ROI timeline
  5. 05HIGHJoint employer litigation could increase labor compliance costs and corporate liability exposure for franchisees

Severity inferred from FDD text. Not a regulatory or legal classification

Litigation data from FDD Items 3, 4, and 5. SBA data from public 7(a) FOIA records (FY2020–present). Not legal advice. Consult a franchise attorney before signing any franchise agreement.