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FranchiseVerdict

FDD Items 3 & 4 · 2025 filing

Chaiwale & Co. litigation history

What Chaiwale & Co. disclosed about lawsuits, arbitrations and bankruptcy in the 2025 Franchise Disclosure Document. Item 3 lists the material legal actions a franchisor must report; Item 4 covers bankruptcy. This is the franchisor's own disclosure, not a court record, and not legal advice.

Items 3 & 4 at a glance

What the filing discloses

Cases disclosed
2
Item 3, as counted in the filing
Largest disclosed settlement
None stated
Bankruptcy (Item 4)
Disclosed
Franchisor, parent, predecessor or officer
Filing year
2025
Disclosures cover the prior ten years

Extracted from the 2025 Franchise Disclosure Document

Item 3: litigation

1) Dhiraj Manchiraju v. Damanjot Singh and Shilapjot Singh, Superior Court CA San Bernardino (CIV SB 2412515), filed 5/2/2024, fraud claim re Pie Hole partnership dissolution, pending. 2) BPRD Trading LLC v. Damanjot Singh, Shilapjot Singh, Pie Hole entities, and Chai Boys LLC, Superior Court CA Los Angeles, filed 8/23/2024, breach of contract, unfair competition, trademark dilution, pending.

Disclosed in the 2025 Franchise Disclosure Document

Item 4: bankruptcy

Managing Member Shilapjot Sadana filed Chapter 7 bankruptcy, discharged 4/04/2022, Central District of California, case 6:21-bk-16320-WJ

Disclosure signals that moved the score

How this shows up in the verdict

  • Going concern status is FALSE — indicates potential insolvency or financial distress at corporate level
  • Two active lawsuits involving founders (fraud allegations related to Pie Hole dissolution + breach of contract/trademark dilution) suggest governance and legal exposure
  • High investment range ($211K-$579.5K) coupled with single unit and litigation creates severe risk asymmetry
  • Fraud allegations in litigation directly undermine franchisee trust and corporate credibility

The verdict grade is FranchiseVerdict's editorial assessment across SBA loan performance, unit growth, revenue and disclosure signals. It is not investment advice.

Before you weigh a lawsuit

How to read Item 3

A franchisor must disclose pending actions and any material civil action involving the franchise relationship, plus convictions or civil judgments for fraud, unfair or deceptive practices, or franchise-law violations, going back ten years. A case the franchisor brought against a franchisee counts too. Item 3 does not include every dispute: settled claims below the materiality line and matters resolved in private arbitration can be absent.

Questions worth asking current and former franchisees, using the contact list in Item 20:

  • Were you, or anyone you know in the system, party to a dispute with the franchisor?
  • Was it resolved by settlement, arbitration or a court, and on what terms?
  • Has the number of disputes gone up or down since you signed?