![Certa Propainters logo](https://cdn.brandfetch.io/certa.com/w/128/h/128/fallback/lettermark?c=<img src="https://cdn.brandfetch.io/domain/apple.com?c=1idsvcTjLv919Ax0E2s" alt="Logo by Brandfetch" />)
D#3,563 of 5,063
33
Risk
D67/100
SBA Loan Data Only
This franchise has SBA 7(a) lending history but no Franchise Disclosure Document (FDD) on file. Investment costs, revenue, fees, and contract terms are not available. The Verdict score is based solely on SBA loan performance data.
SBA loans
109
Loan volume
$9.1M
Default rate
21.1%
vs <3% typical
Avg loan
$83K
Lenders
59
Government records
SBA Loan Data
Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.
Total loans
109
Loan volume
$9.1M
Median loan
$55K
50th percentile
Default rate
21.1%
vs <3% typical · system-wide
Repayment rate (PIF)
78.9%
5-yr default
—
Loans approved 2021+
Active lenders
59
Defaults
23
Explore lender portfolios on Bank Reports or regional data on State Reports.
Vintage analysis
Certa Propainters default rate by loan vintage
BrandNational avg
Lending insight
A 21.1% default rate means roughly 1 in 5 franchisees failed to repay their SBA loan. Investigate what changed.
FranchiseVerdict rating · based on SBA data
Risk & Legal
67
Risk · 0-100
C41Risk score 67
Low confidence±12 pts
5579