FranchiseVerdict
Canyon View Federal Credit Union logo

SBA 7(a) franchise lending portfolio

Canyon View Federal Credit Union

EXCELLENT risk
Total loans
12
Loan volume
$4.9M
Avg loan size
$407K
Default rate
0.0%
vs 15.4% national avg

Defaults

0

Avg interest

7.43%

Franchises funded

12

Risk rating

EXCELLENT

Top franchise exposures

FranchiseLoansVolumeDefault %
Subway Sandwich Shop1$60K0.0%
AAMCO Transmissions1$145K0.0%
Subway1$50K0.0%
US Cryotherapy1$259K
DaVi Nails Salon and Spa1$50K0.0%
Bee Hive Homes1$450K
The Finishing School1$230K
Exit 41$385K
Presotea (Orange, Los Angeles,1$132K
Silver Bear Swim School1$2.4M0.0%
Papa Murphy's Take 'N' Bake Pi1$350K
Crave Cookies1$350K

Lending volume by year

1
'07
1
'11
1
'12
1
'15
1
'16
1
'18
1
'19
1
'21
1
'22
1
'23
1
'24
1
'25

Geographic exposure

110.0%
10.0%

Portfolio summary

Total funded$4.9M
Defaults0 of 12
Risk tierEXCELLENT
Avg rate7.43%

Source: SBA 7(a) FOIA loan-level data, aggregated by FranchiseVerdict

Default rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), Critical (>20%).