SBA 7(a) franchise lending portfolio
Canyon View Federal Credit Union
EXCELLENT risk
- Total loans
- 12
- Loan volume
- $4.9M
- Avg loan size
- $407K
- Default rate
- 0.0%
- vs 15.4% national avg
Defaults
0
Avg interest
7.43%
Franchises funded
12
Risk rating
EXCELLENT
Top franchise exposures
| Franchise | Loans | Volume | Default % |
|---|---|---|---|
| Subway Sandwich Shop | 1 | $60K | 0.0% |
| AAMCO Transmissions | 1 | $145K | 0.0% |
| Subway | 1 | $50K | 0.0% |
| US Cryotherapy | 1 | $259K | — |
| DaVi Nails Salon and Spa | 1 | $50K | 0.0% |
| Bee Hive Homes | 1 | $450K | — |
| The Finishing School | 1 | $230K | — |
| Exit 4 | 1 | $385K | — |
| Presotea (Orange, Los Angeles, | 1 | $132K | — |
| Silver Bear Swim School | 1 | $2.4M | 0.0% |
| Papa Murphy's Take 'N' Bake Pi | 1 | $350K | — |
| Crave Cookies | 1 | $350K | — |
Lending volume by year
1'07
1'11
1'12
1'15
1'16
1'18
1'19
1'21
1'22
1'23
1'24
1'25
Source: SBA 7(a) FOIA loan-level data, aggregated by FranchiseVerdict
Default rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), Critical (>20%).