How Much Does a X-Golf Franchise Cost?
Data from the 2025 Franchise Disclosure Document
Investment Summary
Total Investment
$1.1M – $1.8M
Franchise Fee
$40K
Royalty
7.0%
Ad Fund
1.0%
Cost Breakdown
Initial Franchise Fee
The initial franchise fee for X-Golf is $40K. This one-time payment covers the right to operate under the brand, access to proprietary systems, and initial training programs.
Total Investment Range
Opening a X-Golf franchise requires a total investment of $1.1M – $1.8M. This range typically includes real estate or leasehold improvements, equipment and fixtures, initial inventory, signage, insurance, and working capital to sustain operations during the ramp-up period.
Working capital alone ranges from $60K to $90K.
Ongoing Costs
Beyond the initial investment, X-Golf franchisees pay ongoing fees. The royalty fee is 7.0% of gross sales (Adjusted Gross Sales). The advertising or brand fund contribution is 1.0% of gross sales. There is also a technology fee of $2K.
Net Worth & Liquid Capital Requirements
X-Golf requires working capital of $60K – $90K to cover initial operating expenses. This is the liquid cash you should have available beyond the franchise fee and buildout costs.
What Can You Earn?
According to X-Golf's Item 19 financial performance representation:
Median gross sales: $485K
This figure comes from Item 19 of the FDD. Gross sales are not the same as take-home profit. After deducting royalties, ad fund fees, rent, labor, and COGS, net income is typically a fraction of gross revenue.
How Do Banks View X-Golf?
SBA Loans Issued
146
Default Rate
3.3%
The SBA (Small Business Administration) tracks loan performance for franchise brands. X-Golf has 146 SBA-backed loans on record. The default rate is 3.3%, which is below the franchise industry average, indicating relatively lower lending risk. A lower default rate generally indicates that lenders view the franchise as a safer investment, though past performance does not guarantee future results.
Next Steps
Talk to current X-Golf franchise owners
Get verified franchisee phone numbers for due diligence
See full X-Golf research
Risk analysis, unit growth, contract terms, and more
Compare X-Golf to similar franchises
Side-by-side investment, revenue, and risk comparison