How Much Does a Tom N Toms Coffee Franchise Cost?
Data from the 2025 Franchise Disclosure Document
Investment Summary
Total Investment
$370K – $487K
Franchise Fee
$30K
Royalty
4.0%
Ad Fund
up to 2% of Gross Sales
Cost Breakdown
Initial Franchise Fee
The initial franchise fee for Tom N Toms Coffee is $30K. This one-time payment covers the right to operate under the brand, access to proprietary systems, and initial training programs.
Total Investment Range
Opening a Tom N Toms Coffee franchise requires a total investment of $370K – $487K. This range typically includes real estate or leasehold improvements, equipment and fixtures, initial inventory, signage, insurance, and working capital to sustain operations during the ramp-up period.
Working capital alone ranges from $15K to $30K.
Ongoing Costs
Beyond the initial investment, Tom N Toms Coffee franchisees pay ongoing fees. The royalty fee is 4.0% of gross sales (Gross Sales). The ad fund contribution is: up to 2% of Gross Sales.
Net Worth & Liquid Capital Requirements
Tom N Toms Coffee requires working capital of $15K – $30K to cover initial operating expenses. This is the liquid cash you should have available beyond the franchise fee and buildout costs.
What Can You Earn?
Tom N Toms Coffee does not disclose earnings data in Item 19 of its Franchise Disclosure Document. Not all franchisors choose to publish financial performance representations, though this is a data point many prospective franchisees consider important.
How Do Banks View Tom N Toms Coffee?
SBA Loans Issued
4
Default Rate
0.0%
The SBA (Small Business Administration) tracks loan performance for franchise brands. Tom N Toms Coffee has 4 SBA-backed loans on record. The default rate is 0.0%, which is below the franchise industry average, indicating relatively lower lending risk. A lower default rate generally indicates that lenders view the franchise as a safer investment, though past performance does not guarantee future results.
Next Steps
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