How Much Does a Tifa Chocolate & Gelato Franchise Cost?
Data from the 2025 Franchise Disclosure Document
Investment Summary
Total Investment
$500K – $676K
Franchise Fee
$48K
Royalty
6.0%
Ad Fund
1.0%
Cost Breakdown
Initial Franchise Fee
The initial franchise fee for Tifa Chocolate & Gelato is $48K. This one-time payment covers the right to operate under the brand, access to proprietary systems, and initial training programs.
Total Investment Range
Opening a Tifa Chocolate & Gelato franchise requires a total investment of $500K – $676K. This range typically includes real estate or leasehold improvements, equipment and fixtures, initial inventory, signage, insurance, and working capital to sustain operations during the ramp-up period.
Working capital alone ranges from $20K to $30K.
Ongoing Costs
Beyond the initial investment, Tifa Chocolate & Gelato franchisees pay ongoing fees. The royalty fee is 6.0% of gross sales (percentage of gross revenue). The advertising or brand fund contribution is 1.0% of gross sales. There is also a technology fee of $1.
Net Worth & Liquid Capital Requirements
Tifa Chocolate & Gelato requires working capital of $20K – $30K to cover initial operating expenses. This is the liquid cash you should have available beyond the franchise fee and buildout costs.
What Can You Earn?
According to Tifa Chocolate & Gelato's Item 19 financial performance representation:
Median gross sales: $508K
This figure comes from Item 19 of the FDD. Gross sales are not the same as take-home profit. After deducting royalties, ad fund fees, rent, labor, and COGS, net income is typically a fraction of gross revenue.
How Do Banks View Tifa Chocolate & Gelato?
SBA Loans Issued
17
Default Rate
0.0%
The SBA (Small Business Administration) tracks loan performance for franchise brands. Tifa Chocolate & Gelato has 17 SBA-backed loans on record. The default rate is 0.0%, which is below the franchise industry average, indicating relatively lower lending risk. A lower default rate generally indicates that lenders view the franchise as a safer investment, though past performance does not guarantee future results.
Next Steps
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