How Much Does a The Human Bean Franchise Cost?
Data from the 2025 Franchise Disclosure Document
Investment Summary
Total Investment
$572K – $1.3M
Franchise Fee
$35K
Royalty
None
Ad Fund
1.0%
Cost Breakdown
Initial Franchise Fee
The initial franchise fee for The Human Bean is $35K. This one-time payment covers the right to operate under the brand, access to proprietary systems, and initial training programs.
Total Investment Range
Opening a The Human Bean franchise requires a total investment of $572K – $1.3M. This range typically includes real estate or leasehold improvements, equipment and fixtures, initial inventory, signage, insurance, and working capital to sustain operations during the ramp-up period.
Working capital alone ranges from $5K to $20K.
Ongoing Costs
Beyond the initial investment, The Human Bean franchisees pay ongoing fees. The royalty structure is: None. The advertising or brand fund contribution is 1.0% of gross sales.
Net Worth & Liquid Capital Requirements
The Human Bean requires working capital of $5K – $20K to cover initial operating expenses. This is the liquid cash you should have available beyond the franchise fee and buildout costs.
What Can You Earn?
According to The Human Bean's Item 19 financial performance representation:
Median gross sales: $800K
This figure comes from Item 19 of the FDD. Gross sales are not the same as take-home profit. After deducting royalties, ad fund fees, rent, labor, and COGS, net income is typically a fraction of gross revenue.
How Do Banks View The Human Bean?
SBA Loans Issued
36
Default Rate
38.5%
The SBA (Small Business Administration) tracks loan performance for franchise brands. The Human Bean has 36 SBA-backed loans on record. The default rate is 38.5%, which is above the franchise industry average, suggesting higher lending risk. A lower default rate generally indicates that lenders view the franchise as a safer investment, though past performance does not guarantee future results.
Next Steps
Talk to current The Human Bean franchise owners
Get verified franchisee phone numbers for due diligence
See full The Human Bean research
Risk analysis, unit growth, contract terms, and more
Compare The Human Bean to similar franchises
Side-by-side investment, revenue, and risk comparison