How Much Does a Piggly Wiggly Franchise Cost?
Data from the 2025 Franchise Disclosure Document
Investment Summary
Total Investment
$2.0M – $6.7M
Franchise Fee
N/A
Royalty
Tiered: 0.375% on the first $45,000 of gross sales per four-week period; 0.25% on the next $339,615; 0.125% on gross sales above $384,615 until reaching $25,000,000 annually; 0.0625% on all gross sales over $25,000,000 annually.
Ad Fund
N/A
Cost Breakdown
Initial Franchise Fee
Piggly Wiggly has not disclosed a standard initial franchise fee. This one-time payment covers the right to operate under the brand, access to proprietary systems, and initial training programs.
Total Investment Range
Opening a Piggly Wiggly franchise requires a total investment of $2.0M – $6.7M. This range typically includes real estate or leasehold improvements, equipment and fixtures, initial inventory, signage, insurance, and working capital to sustain operations during the ramp-up period.
Working capital alone ranges from $75K to $300K.
Ongoing Costs
Beyond the initial investment, Piggly Wiggly franchisees pay ongoing fees. The royalty structure is: Tiered: 0.375% on the first $45,000 of gross sales per four-week period; 0.25% on the next $339,615; 0.125% on gross sales above $384,615 until reaching $25,000,000 annually; 0.0625% on all gross sales over $25,000,000 annually..
Net Worth & Liquid Capital Requirements
Piggly Wiggly requires working capital of $75K – $300K to cover initial operating expenses. This is the liquid cash you should have available beyond the franchise fee and buildout costs.
What Can You Earn?
Piggly Wiggly does not disclose earnings data in Item 19 of its Franchise Disclosure Document. Not all franchisors choose to publish financial performance representations, though this is a data point many prospective franchisees consider important.
How Do Banks View Piggly Wiggly?
SBA Loans Issued
50
Default Rate
17.1%
The SBA (Small Business Administration) tracks loan performance for franchise brands. Piggly Wiggly has 50 SBA-backed loans on record. The default rate is 17.1%, which is near the franchise industry average. A lower default rate generally indicates that lenders view the franchise as a safer investment, though past performance does not guarantee future results.
Next Steps
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