How Much Does a Our Town America Franchise Cost?
Data from the 2024 Franchise Disclosure Document
Investment Summary
Total Investment
$122K – $199K
Franchise Fee
$100K
Royalty
N/A
Ad Fund
N/A
Cost Breakdown
Initial Franchise Fee
The initial franchise fee for Our Town America is $100K. This one-time payment covers the right to operate under the brand, access to proprietary systems, and initial training programs.
Total Investment Range
Opening a Our Town America franchise requires a total investment of $122K – $199K. This range typically includes real estate or leasehold improvements, equipment and fixtures, initial inventory, signage, insurance, and working capital to sustain operations during the ramp-up period.
Working capital alone ranges from $18K to $83K.
Ongoing Costs
Beyond the initial investment, Our Town America franchisees pay ongoing fees.
Net Worth & Liquid Capital Requirements
Our Town America requires working capital of $18K – $83K to cover initial operating expenses. This is the liquid cash you should have available beyond the franchise fee and buildout costs.
What Can You Earn?
Our Town America does not disclose earnings data in Item 19 of its Franchise Disclosure Document. Not all franchisors choose to publish financial performance representations, though this is a data point many prospective franchisees consider important.
How Do Banks View Our Town America?
SBA Loans Issued
5
Default Rate
20.0%
The SBA (Small Business Administration) tracks loan performance for franchise brands. Our Town America has 5 SBA-backed loans on record. The default rate is 20.0%, which is near the franchise industry average. A lower default rate generally indicates that lenders view the franchise as a safer investment, though past performance does not guarantee future results.
Next Steps
Talk to current Our Town America franchise owners
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