How Much Does a Murphy Business & Financial Corporation Franchise Cost?
Data from the 2025 Franchise Disclosure Document
Investment Summary
Total Investment
$66K – $88K
Franchise Fee
$48K
Royalty
10.0%
Ad Fund
2.5%
Cost Breakdown
Initial Franchise Fee
The initial franchise fee for Murphy Business & Financial Corporation is $48K. This one-time payment covers the right to operate under the brand, access to proprietary systems, and initial training programs.
Total Investment Range
Opening a Murphy Business & Financial Corporation franchise requires a total investment of $66K – $88K. This range typically includes real estate or leasehold improvements, equipment and fixtures, initial inventory, signage, insurance, and working capital to sustain operations during the ramp-up period.
Working capital alone ranges from $120 to $3K.
Ongoing Costs
Beyond the initial investment, Murphy Business & Financial Corporation franchisees pay ongoing fees. The royalty fee is 10.0% of gross sales (Gross Revenues). The advertising or brand fund contribution is 2.5% of gross sales. There is also a technology fee of $360.
Net Worth & Liquid Capital Requirements
Murphy Business & Financial Corporation requires working capital of $120 – $3K to cover initial operating expenses. This is the liquid cash you should have available beyond the franchise fee and buildout costs.
What Can You Earn?
Murphy Business & Financial Corporation does not disclose earnings data in Item 19 of its Franchise Disclosure Document. Not all franchisors choose to publish financial performance representations, though this is a data point many prospective franchisees consider important.
How Do Banks View Murphy Business & Financial Corporation?
SBA Loans Issued
2
Default Rate
0.0%
The SBA (Small Business Administration) tracks loan performance for franchise brands. Murphy Business & Financial Corporation has 2 SBA-backed loans on record. The default rate is 0.0%, which is below the franchise industry average, indicating relatively lower lending risk. A lower default rate generally indicates that lenders view the franchise as a safer investment, though past performance does not guarantee future results.
Next Steps
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