How Much Does a Midas Franchise Cost?
Data from the 2025 Franchise Disclosure Document
Investment Summary
Total Investment
$342K – $925K
Franchise Fee
$35K
Royalty
10.0%
Ad Fund
Included in the royalty
Cost Breakdown
Initial Franchise Fee
The initial franchise fee for Midas is $35K. This one-time payment covers the right to operate under the brand, access to proprietary systems, and initial training programs.
Total Investment Range
Opening a Midas franchise requires a total investment of $342K – $925K. This range typically includes real estate or leasehold improvements, equipment and fixtures, initial inventory, signage, insurance, and working capital to sustain operations during the ramp-up period.
Working capital alone ranges from $40K to $67K.
Ongoing Costs
Beyond the initial investment, Midas franchisees pay ongoing fees. The royalty fee is 10.0% of gross sales (percentage of Net Revenue). The ad fund contribution is: Included in the royalty.
Net Worth & Liquid Capital Requirements
Midas requires working capital of $40K – $67K to cover initial operating expenses. This is the liquid cash you should have available beyond the franchise fee and buildout costs.
What Can You Earn?
According to Midas's Item 19 financial performance representation:
Median gross sales: $1.3M
This figure comes from Item 19 of the FDD. Gross sales are not the same as take-home profit. After deducting royalties, ad fund fees, rent, labor, and COGS, net income is typically a fraction of gross revenue.
How Do Banks View Midas?
SBA Loans Issued
118
Default Rate
10.9%
The SBA (Small Business Administration) tracks loan performance for franchise brands. Midas has 118 SBA-backed loans on record. The default rate is 10.9%, which is below the franchise industry average, indicating relatively lower lending risk. A lower default rate generally indicates that lenders view the franchise as a safer investment, though past performance does not guarantee future results.
Next Steps
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