How Much Does a Just A Buck Franchise Cost?
Data from the 2024 Franchise Disclosure Document
Investment Summary
Total Investment
$176K – $298K
Franchise Fee
$25K
Royalty
4.0%
Ad Fund
2.0%
Cost Breakdown
Initial Franchise Fee
The initial franchise fee for Just A Buck is $25K. This one-time payment covers the right to operate under the brand, access to proprietary systems, and initial training programs.
Total Investment Range
Opening a Just A Buck franchise requires a total investment of $176K – $298K. This range typically includes real estate or leasehold improvements, equipment and fixtures, initial inventory, signage, insurance, and working capital to sustain operations during the ramp-up period.
Working capital alone ranges from $30K to $50K.
Ongoing Costs
Beyond the initial investment, Just A Buck franchisees pay ongoing fees. The royalty fee is 4.0% of gross sales (Gross Sales). The advertising or brand fund contribution is 2.0% of gross sales. There is also a technology fee of $460.
Net Worth & Liquid Capital Requirements
Just A Buck requires working capital of $30K – $50K to cover initial operating expenses. This is the liquid cash you should have available beyond the franchise fee and buildout costs.
What Can You Earn?
According to Just A Buck's Item 19 financial performance representation:
Median gross sales: $511K
This figure comes from Item 19 of the FDD. Gross sales are not the same as take-home profit. After deducting royalties, ad fund fees, rent, labor, and COGS, net income is typically a fraction of gross revenue.
How Do Banks View Just A Buck?
SBA Loans Issued
27
Default Rate
0.0%
The SBA (Small Business Administration) tracks loan performance for franchise brands. Just A Buck has 27 SBA-backed loans on record. The default rate is 0.0%, which is below the franchise industry average, indicating relatively lower lending risk. A lower default rate generally indicates that lenders view the franchise as a safer investment, though past performance does not guarantee future results.
Next Steps
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