How Much Does a Journey Payroll & HR Franchise Cost?
Data from the 2025 Franchise Disclosure Document
Investment Summary
Total Investment
$39K – $82K
Franchise Fee
$30K
Royalty
5.0%
Ad Fund
2.3%
Cost Breakdown
Initial Franchise Fee
The initial franchise fee for Journey Payroll & HR is $30K. This one-time payment covers the right to operate under the brand, access to proprietary systems, and initial training programs.
Total Investment Range
Opening a Journey Payroll & HR franchise requires a total investment of $39K – $82K. This range typically includes real estate or leasehold improvements, equipment and fixtures, initial inventory, signage, insurance, and working capital to sustain operations during the ramp-up period.
Working capital alone ranges from $3K to $15K.
Ongoing Costs
Beyond the initial investment, Journey Payroll & HR franchisees pay ongoing fees. The royalty fee is 5.0% of gross sales (Gross Revenue). The advertising or brand fund contribution is 2.3% of gross sales. There is also a technology fee of $170.
Net Worth & Liquid Capital Requirements
Journey Payroll & HR requires working capital of $3K – $15K to cover initial operating expenses. This is the liquid cash you should have available beyond the franchise fee and buildout costs.
What Can You Earn?
Journey Payroll & HR does not disclose earnings data in Item 19 of its Franchise Disclosure Document. Not all franchisors choose to publish financial performance representations, though this is a data point many prospective franchisees consider important.
How Do Banks View Journey Payroll & HR?
SBA Loans Issued
1
Default Rate
0.0%
The SBA (Small Business Administration) tracks loan performance for franchise brands. Journey Payroll & HR has 1 SBA-backed loans on record. The default rate is 0.0%, which is below the franchise industry average, indicating relatively lower lending risk. A lower default rate generally indicates that lenders view the franchise as a safer investment, though past performance does not guarantee future results.
Next Steps
Talk to current Journey Payroll & HR franchise owners
Get verified franchisee phone numbers for due diligence
See full Journey Payroll & HR research
Risk analysis, unit growth, contract terms, and more
Compare Journey Payroll & HR to similar franchises
Side-by-side investment, revenue, and risk comparison