How Much Does a H&H Bagels Franchise Cost?
Data from the 2024 Franchise Disclosure Document
Investment Summary
Total Investment
$566K – $830K
Franchise Fee
$40K
Royalty
6.0%
Ad Fund
2.0%
Cost Breakdown
Initial Franchise Fee
The initial franchise fee for H&H Bagels is $40K. This one-time payment covers the right to operate under the brand, access to proprietary systems, and initial training programs.
Total Investment Range
Opening a H&H Bagels franchise requires a total investment of $566K – $830K. This range typically includes real estate or leasehold improvements, equipment and fixtures, initial inventory, signage, insurance, and working capital to sustain operations during the ramp-up period.
Working capital alone ranges from $50K to $100K.
Ongoing Costs
Beyond the initial investment, H&H Bagels franchisees pay ongoing fees. The royalty fee is 6.0% of gross sales (Weekly by Electronic Funds Transfer). The advertising or brand fund contribution is 2.0% of gross sales. There is also a technology fee of $250.
Net Worth & Liquid Capital Requirements
H&H Bagels requires working capital of $50K – $100K to cover initial operating expenses. This is the liquid cash you should have available beyond the franchise fee and buildout costs.
What Can You Earn?
H&H Bagels does not disclose earnings data in Item 19 of its Franchise Disclosure Document. Not all franchisors choose to publish financial performance representations, though this is a data point many prospective franchisees consider important.
How Do Banks View H&H Bagels?
SBA Loans Issued
4
Default Rate
N/A
The SBA (Small Business Administration) tracks loan performance for franchise brands. H&H Bagels has 4 SBA-backed loans on record. A lower default rate generally indicates that lenders view the franchise as a safer investment, though past performance does not guarantee future results.
Next Steps
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