How Much Does a Freeway Insurance Franchise Cost?
Data from the 2025 Franchise Disclosure Document
Investment Summary
Total Investment
$35K – $84K
Franchise Fee
$25K
Royalty
14.0%
Ad Fund
7.0%
Cost Breakdown
Initial Franchise Fee
The initial franchise fee for Freeway Insurance is $25K. This one-time payment covers the right to operate under the brand, access to proprietary systems, and initial training programs.
Total Investment Range
Opening a Freeway Insurance franchise requires a total investment of $35K – $84K. This range typically includes real estate or leasehold improvements, equipment and fixtures, initial inventory, signage, insurance, and working capital to sustain operations during the ramp-up period.
Working capital alone ranges from $5K to $16K.
Ongoing Costs
Beyond the initial investment, Freeway Insurance franchisees pay ongoing fees. The royalty fee is 14.0% of gross sales (Gross Sales). The advertising or brand fund contribution is 7.0% of gross sales. There is also a technology fee of $8K.
Net Worth & Liquid Capital Requirements
Freeway Insurance requires working capital of $5K – $16K to cover initial operating expenses. This is the liquid cash you should have available beyond the franchise fee and buildout costs.
What Can You Earn?
According to Freeway Insurance's Item 19 financial performance representation:
Median gross sales: $384K
This figure comes from Item 19 of the FDD. Gross sales are not the same as take-home profit. After deducting royalties, ad fund fees, rent, labor, and COGS, net income is typically a fraction of gross revenue.
How Do Banks View Freeway Insurance?
SBA Loans Issued
1
Default Rate
N/A
The SBA (Small Business Administration) tracks loan performance for franchise brands. Freeway Insurance has 1 SBA-backed loans on record. A lower default rate generally indicates that lenders view the franchise as a safer investment, though past performance does not guarantee future results.
Next Steps
Talk to current Freeway Insurance franchise owners
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