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FranchiseVerdict

How Much Does a Five Star Painting Franchise Cost?

Data from the 2024 Franchise Disclosure Document

Investment Summary

Total Investment

$77K – $185K

Franchise Fee

$45K

Royalty

6.0%

Ad Fund

2.0%

Cost Breakdown

Initial Franchise Fee

The initial franchise fee for Five Star Painting is $45K. This one-time payment covers the right to operate under the brand, access to proprietary systems, and initial training programs.

Total Investment Range

Opening a Five Star Painting franchise requires a total investment of $77K – $185K. This range typically includes real estate or leasehold improvements, equipment and fixtures, initial inventory, signage, insurance, and working capital to sustain operations during the ramp-up period.

Working capital alone ranges from $6K to $11K.

Ongoing Costs

Beyond the initial investment, Five Star Painting franchisees pay ongoing fees. The royalty fee is 6.0% of gross sales (Percentage of Gross Sales). The advertising or brand fund contribution is 2.0% of gross sales. There is also a technology fee of $292.

Net Worth & Liquid Capital Requirements

Five Star Painting requires working capital of $6K – $11K to cover initial operating expenses. This is the liquid cash you should have available beyond the franchise fee and buildout costs.

What Can You Earn?

Five Star Painting does not disclose earnings data in Item 19 of its Franchise Disclosure Document. Not all franchisors choose to publish financial performance representations, though this is a data point many prospective franchisees consider important.

How Do Banks View Five Star Painting?

SBA Loans Issued

72

Default Rate

34.4%

The SBA (Small Business Administration) tracks loan performance for franchise brands. Five Star Painting has 72 SBA-backed loans on record. The default rate is 34.4%, which is above the franchise industry average, suggesting higher lending risk. A lower default rate generally indicates that lenders view the franchise as a safer investment, though past performance does not guarantee future results.

Next Steps

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