How Much Does a CruiseOne / Dream Vacations Franchise Cost?
Data from the 2025 Franchise Disclosure Document
Investment Summary
Total Investment
$13K – $21K
Franchise Fee
$11K
Royalty
1.5%
Ad Fund
N/A
Cost Breakdown
Initial Franchise Fee
The initial franchise fee for CruiseOne / Dream Vacations is $11K. This one-time payment covers the right to operate under the brand, access to proprietary systems, and initial training programs.
Total Investment Range
Opening a CruiseOne / Dream Vacations franchise requires a total investment of $13K – $21K. This range typically includes real estate or leasehold improvements, equipment and fixtures, initial inventory, signage, insurance, and working capital to sustain operations during the ramp-up period.
Working capital alone ranges from $500 to $3K.
Ongoing Costs
Beyond the initial investment, CruiseOne / Dream Vacations franchisees pay ongoing fees. The royalty fee is 1.5% of gross sales (Gross Sales). There is also a technology fee of $150.
Net Worth & Liquid Capital Requirements
CruiseOne / Dream Vacations requires working capital of $500 – $3K to cover initial operating expenses. This is the liquid cash you should have available beyond the franchise fee and buildout costs.
What Can You Earn?
According to CruiseOne / Dream Vacations's Item 19 financial performance representation:
Median gross sales: $227K
This figure comes from Item 19 of the FDD. Gross sales are not the same as take-home profit. After deducting royalties, ad fund fees, rent, labor, and COGS, net income is typically a fraction of gross revenue.
How Do Banks View CruiseOne / Dream Vacations?
SBA Loans Issued
4
Default Rate
50.0%
The SBA (Small Business Administration) tracks loan performance for franchise brands. CruiseOne / Dream Vacations has 4 SBA-backed loans on record. The default rate is 50.0%, which is above the franchise industry average, suggesting higher lending risk. A lower default rate generally indicates that lenders view the franchise as a safer investment, though past performance does not guarantee future results.
Next Steps
Talk to current CruiseOne / Dream Vacations franchise owners
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