How Much Does a 986 Pharmacy Franchise Cost?
Data from the 2025 Franchise Disclosure Document
Investment Summary
Total Investment
$279K – $671K
Franchise Fee
$75K
Royalty
$1,650 per month for the first 12 months, then $2,100 per month
Ad Fund
0.3%
Cost Breakdown
Initial Franchise Fee
The initial franchise fee for 986 Pharmacy is $75K. This one-time payment covers the right to operate under the brand, access to proprietary systems, and initial training programs.
Total Investment Range
Opening a 986 Pharmacy franchise requires a total investment of $279K – $671K. This range typically includes real estate or leasehold improvements, equipment and fixtures, initial inventory, signage, insurance, and working capital to sustain operations during the ramp-up period.
Working capital alone ranges from $130K to $160K.
Ongoing Costs
Beyond the initial investment, 986 Pharmacy franchisees pay ongoing fees. The royalty structure is: $1,650 per month for the first 12 months, then $2,100 per month. The advertising or brand fund contribution is 0.3% of gross sales.
Net Worth & Liquid Capital Requirements
986 Pharmacy requires working capital of $130K – $160K to cover initial operating expenses. This is the liquid cash you should have available beyond the franchise fee and buildout costs.
What Can You Earn?
986 Pharmacy does not disclose earnings data in Item 19 of its Franchise Disclosure Document. Not all franchisors choose to publish financial performance representations, though this is a data point many prospective franchisees consider important.
How Do Banks View 986 Pharmacy?
SBA Loans Issued
9
Default Rate
0.0%
The SBA (Small Business Administration) tracks loan performance for franchise brands. 986 Pharmacy has 9 SBA-backed loans on record. The default rate is 0.0%, which is below the franchise industry average, indicating relatively lower lending risk. A lower default rate generally indicates that lenders view the franchise as a safer investment, though past performance does not guarantee future results.
Next Steps
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