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Brand	ATop Quintile Sea Love Financial Services Remove	FBottom Quintile Charles Schwab Financial Services Remove
Vitals
Investment range	$109K – $292K	$104K – $222K
Liquid capital	$10K – $15K	$1K – $2K
Franchise fee	$50K	$50K
Royalty rate	6.0%	0.5%
Ad fund rate	2.0%	N/A
Performance
Avg gross sales	$353K	N/A
Median gross sales	$406K	N/A
Avg owner earnings Metric varies by brand. Check type below	N/A	N/A
Earnings metric	Not classified	Not classified
Risk
Rating	ATop Quintile	FBottom Quintile
Risk score	47 / 100	85 / 100
SBA charge-off rate	N/A	0.0%
SBA loans on record	4	2
Scale
Total units	12	382
Net change (latest yr)	N/A	N/A
Turnover rate	0.0%	0.0%
Contract
Initial term (years)	10	7
Renewal term (years)	10	7
Initial training (hrs)	24	78
Contacts
Franchisee phones	15	22