Z PLUMBERZ vs USA Insulation
Franchise Comparison 2026
Both Z PLUMBERZ and USA Insulation are home services franchises. Z PLUMBERZ requires an investment of $265K – $427K while USA Insulation requires $266K – $410K. In terms of revenue, USA Insulation reports higher average unit revenue at $8.8M. USA Insulation has SBA lending data on file with a 2.6% charge-off rate. FranchiseVerdict rates Z PLUMBERZ A (Top Quintile) and USA Insulation B (Above Average).
| Metric | Z PLUMBERZ | USA Insulation |
|---|---|---|
| Verdict Grade | ATop QuintileTop Quintile | BAbove AverageAbove Average |
| Investment Range | $265K – $427K | $266K – $410K |
| Franchise Fee | $45K | $55K |
| Royalty Rate | 8.0% | Greater of 5% of Gross Sales or $1,000 per month |
| Average Revenue (Item 19) | $737K | $8.8M |
| SBA Charge-Off Rate | Limited data | 2.6% (39 loans) |
| Total Units | 52 | 101 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 2020 | 2006 |
| FDD Year | 2026 | 2024 |
Investment Range
$265K – $427K
$266K – $410K
Franchise Fee
$45K
$55K
Royalty Rate
8.0%
Greater of 5% of Gross Sales or $1,000 per month
Average Revenue (Item 19)
$737K
$8.8M
SBA Charge-Off Rate
Limited data
2.6% (39 loans)
Total Units
52
101
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
2020
2006
FDD Year
2026
2024