Bottom line
- Total investment $265K – $427K including a $45K franchise fee, 8.0% ongoing royalty.
- Average unit revenue of $737K/year (median $596K).
- Rated MODERATE with a risk score of 60/100.
- System growing at 70.4% CAGR over 3 years with 52 total units — strong expansion trajectory.
Item 1 · who you're contracting with
The Franchisor
Yale framework · single-unit ROIC
Returns Analysis
Pulls Item 7 (investment) and Item 19 (revenue) from this brand's FDD into the Yale unlevered-ROIC formula. Override any input to stress-test it against your own assumptions.
The model · Yale framework
What would one Z PLUMBERZ unit return on the cash you put in?
Unlevered ROIC · per unit
16%
Below typical band (30–60%)
Levered LBO scenario · Yale Crease Capital framing
What would 25 Z PLUMBERZ units return on equity?
Equity IRR · 5-yr
49.9%
7.57× MOIC
Year-1 DSCR
1.88×
EBITDA ÷ debt service
Equity required
$295K
on $1.5M purchase
Total debt
$1.2M
SBA $0.7M + senior + seller note
Overview
About
Z PLUMBERZ franchisees operate residential and commercial plumbing service businesses, managing service calls, technician teams, and customer acquisition in protected territories. Day-to-day activities include scheduling appointments, managing field technicians, handling customer service, and executing plumbing repairs ranging from basic maintenance to emergency water damage mitigation.
Item 7 · what it costs
The Vitals
Item 19
Financial Performance
Item 20 · unit dynamics
The Growth Chart
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 20 · 16 states with active franchisees
The Territory Map
Derived from franchisee contact records. Shows states with at least one current operator — not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).
States derived from franchisee phone area codes (Item 20). Approximate — ported numbers may show the original state, not the franchisee's current location.
Government records
SBA Loan Data
Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.
No SBA loan data available for this brand.
FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17
Risk & Legal
Z PLUMBERZ presents elevated risk due to undisclosed profitability, aggressive unit growth masking franchisee viability concerns, franchisor going-concern status, and absence of Item 19 financial performance data.
Score breakdown · what drove the 60 / 100 rating
- 01MINORNo net income disclosure (Item 19) prevents ROI validation; claimed $737k revenue is meaningless without profitability data
- 02MINORRapid unit growth of 48.4% YoY is unsustainable and suggests recruitment-heavy model over organic franchisee success
- 03HIGHGoing Concern status is FALSE — indicates financial instability at franchisor level, raising questions about support and longevity
- 04MEDHigh total investment ($264k-$426k) combined with 8% royalties creates significant cash flow burden without disclosed unit economics
- 05MED52-unit system is very small; limited track record and vulnerable to market downturns or franchisor operational issues
Severity inferred from the FDD text · not a regulatory classification
FDD Items 5, 6, 12, 17 · continued from Risk & Legal
Contract & Territory Detail
Item 11
Training & Operations
Item 20
Franchisee Contacts
Phone numbers extracted directly from this brand's FDD Item 20. After purchase, you'll also receive a list of validation questions tailored to this brand.
Franchisee contacts
16 numbers
One-time purchase · CSV download · Validation questions included
FDD download
Z PLUMBERZ · FDD (2026) PDF