WHICH WICH® vs Cold Stone Creamery
Franchise Comparison 2026
Both WHICH WICH® and Cold Stone Creamery are quick-service restaurants franchises. WHICH WICH® requires an investment of $254K – $822K while Cold Stone Creamery requires $391K – $681K. Cold Stone Creamery discloses average revenue of $604K; WHICH WICH® does not report Item 19 data. On SBA loan performance, WHICH WICH® has a lower charge-off rate (24.8%) compared to Cold Stone Creamery (31.0%). FranchiseVerdict rates WHICH WICH® F (Bottom Quintile) and Cold Stone Creamery C (Average).
| Metric | WHICH WICH® | Cold Stone Creamery |
|---|---|---|
| Verdict Grade | FBottom QuintileBottom Quintile | CAverageAverage |
| Investment Range | $254K – $822K | $391K – $681K |
| Franchise Fee | $30K | $27K |
| Royalty Rate | 6.0% | 6.0% |
| Average Revenue (Item 19) | N/A | $604K |
| SBA Charge-Off Rate | 24.8% (135 loans) | 31.0% (1224 loans) |
| Total Units | 150 | 1,054 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 2004 | 2010 |
| FDD Year | 2025 | 2026 |
Investment Range
$254K – $822K
$391K – $681K
Franchise Fee
$30K
$27K
Royalty Rate
6.0%
6.0%
Average Revenue (Item 19)
N/A
$604K
SBA Charge-Off Rate
24.8% (135 loans)
31.0% (1224 loans)
Total Units
150
1,054
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
2004
2010
FDD Year
2025
2026