USA Insulation vs Z PLUMBERZ
Franchise Comparison 2026
Both USA Insulation and Z PLUMBERZ are home services franchises. USA Insulation requires an investment of $266K – $410K while Z PLUMBERZ requires $265K – $427K. In terms of revenue, USA Insulation reports higher average unit revenue at $8.8M. USA Insulation has SBA lending data on file with a 2.6% charge-off rate. FranchiseVerdict rates USA Insulation B (Above Average) and Z PLUMBERZ A (Top Quintile).
| Metric | USA Insulation | Z PLUMBERZ |
|---|---|---|
| Verdict Grade | BAbove AverageAbove Average | ATop QuintileTop Quintile |
| Investment Range | $266K – $410K | $265K – $427K |
| Franchise Fee | $55K | $45K |
| Royalty Rate | Greater of 5% of Gross Sales or $1,000 per month | 8.0% |
| Average Revenue (Item 19) | $8.8M | $737K |
| SBA Charge-Off Rate | 2.6% (39 loans) | Limited data |
| Total Units | 101 | 52 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 2006 | 2020 |
| FDD Year | 2024 | 2026 |
Investment Range
$266K – $410K
$265K – $427K
Franchise Fee
$55K
$45K
Royalty Rate
Greater of 5% of Gross Sales or $1,000 per month
8.0%
Average Revenue (Item 19)
$8.8M
$737K
SBA Charge-Off Rate
2.6% (39 loans)
Limited data
Total Units
101
52
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
2006
2020
FDD Year
2024
2026