Subway vs Gloria Jean’s Coffees
Franchise Comparison 2026
Both Subway and Gloria Jean’s Coffees are quick-service restaurants franchises. Subway requires an investment of $239K – $537K while Gloria Jean’s Coffees requires $210K – $564K. Subway has SBA lending data on file with a 6.8% charge-off rate. FranchiseVerdict rates Subway B (Above Average) and Gloria Jean’s Coffees D (Below Average).
| Metric | Subway | Gloria Jean’s Coffees |
|---|---|---|
| Verdict Grade | BAbove AverageAbove Average | DBelow AverageBelow Average |
| Investment Range | $239K – $537K | $210K – $564K |
| Franchise Fee | $15K | $30K |
| Royalty Rate | 8.0% | 6.0% |
| Average Revenue (Item 19) | N/A | N/A |
| SBA Charge-Off Rate | 6.8% (6096 loans) | Limited data |
| Total Units | 19,502 | 37 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 1974 | 1986 |
| FDD Year | 2025 | 2025 |
Investment Range
$239K – $537K
$210K – $564K
Franchise Fee
$15K
$30K
Royalty Rate
8.0%
6.0%
Average Revenue (Item 19)
N/A
N/A
SBA Charge-Off Rate
6.8% (6096 loans)
Limited data
Total Units
19,502
37
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
1974
1986
FDD Year
2025
2025