SPEC vs American Family Care
Franchise Comparison 2026
Both SPEC and American Family Care are healthcare franchises. SPEC requires an investment of $578K – $2.0M while American Family Care requires $956K – $1.5M. In terms of revenue, American Family Care reports higher average unit revenue at $1.8M. American Family Care has SBA lending data on file with a 0.0% charge-off rate. FranchiseVerdict rates SPEC A (Top Quintile) and American Family Care A (Top Quintile).
| Metric | SPEC | American Family Care |
|---|---|---|
| Verdict Grade | ATop QuintileTop Quintile | ATop QuintileTop Quintile |
| Investment Range | $578K – $2.0M | $956K – $1.5M |
| Franchise Fee | $45K | $60K |
| Royalty Rate | 6.0% | 6.0% |
| Average Revenue (Item 19) | $1.6M | $1.8M |
| SBA Charge-Off Rate | N/A | 0.0% (121 loans) |
| Total Units | 36 | 386 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 2008 | 2013 |
| FDD Year | 2024 | 2025 |
Investment Range
$578K – $2.0M
$956K – $1.5M
Franchise Fee
$45K
$60K
Royalty Rate
6.0%
6.0%
Average Revenue (Item 19)
$1.6M
$1.8M
SBA Charge-Off Rate
N/A
0.0% (121 loans)
Total Units
36
386
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
2008
2013
FDD Year
2024
2025