Service Experts vs Koala Insulation
Franchise Comparison 2026
Both Service Experts and Koala Insulation are home services franchises. Service Experts requires an investment of $146K – $285K while Koala Insulation requires $195K – $242K. In terms of revenue, Service Experts reports higher average unit revenue at $6.3M. Koala Insulation has SBA lending data on file with a 5.9% charge-off rate. FranchiseVerdict rates Service Experts A (Top Quintile) and Koala Insulation B (Above Average).
| Metric | Service Experts | Koala Insulation |
|---|---|---|
| Verdict Grade | ATop QuintileTop Quintile | BAbove AverageAbove Average |
| Investment Range | $146K – $285K | $195K – $242K |
| Franchise Fee | $60K | $50K |
| Royalty Rate | 6.0% | Greater of (i) aggregate of monthly Minimum Royalty Fees ($0 - $1,218.75 per territory) or (ii) Percent-Based Royalty Fee (3.5% - 6.5% of Gross Sales) |
| Average Revenue (Item 19) | $6.3M | $1.3M |
| SBA Charge-Off Rate | N/A | 5.9% (85 loans) |
| Total Units | 89 | 333 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 2025 | 2023 |
| FDD Year | 2025 | 2026 |
Investment Range
$146K – $285K
$195K – $242K
Franchise Fee
$60K
$50K
Royalty Rate
6.0%
Greater of (i) aggregate of monthly Minimum Royalty Fees ($0 - $1,218.75 per territory) or (ii) Percent-Based Royalty Fee (3.5% - 6.5% of Gross Sales)
Average Revenue (Item 19)
$6.3M
$1.3M
SBA Charge-Off Rate
N/A
5.9% (85 loans)
Total Units
89
333
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
2025
2023
FDD Year
2025
2026