Sea Love vs Family Financial Centers
Franchise Comparison 2026
Both Sea Love and Family Financial Centers are financial services franchises. Sea Love requires an investment of $109K – $292K while Family Financial Centers requires $154K – $309K. In terms of revenue, Sea Love reports higher average unit revenue at $353K. FranchiseVerdict rates Sea Love A (Top Quintile) and Family Financial Centers B (Above Average).
| Metric | Sea Love | Family Financial Centers |
|---|---|---|
| Verdict Grade | ATop QuintileTop Quintile | BAbove AverageAbove Average |
| Investment Range | $109K – $292K | $154K – $309K |
| Franchise Fee | $50K | $41K |
| Royalty Rate | 6.0% | Greater of either (1) $275 per month; or (2) the sum of (a) 2/10 of 1% of the face amount of all checks cashed and all debit transactions on all check cashing and debit card services; and (b) 5% of fees collected on Gold and 5% of fees collected on Loans. |
| Average Revenue (Item 19) | $353K | $262K |
| SBA Charge-Off Rate | Limited data | Limited data |
| Total Units | 12 | 52 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 2022 | 2004 |
| FDD Year | 2025 | 2025 |
Investment Range
$109K – $292K
$154K – $309K
Franchise Fee
$50K
$41K
Royalty Rate
6.0%
Greater of either (1) $275 per month; or (2) the sum of (a) 2/10 of 1% of the face amount of all checks cashed and all debit transactions on all check cashing and debit card services; and (b) 5% of fees collected on Gold and 5% of fees collected on Loans.
Average Revenue (Item 19)
$353K
$262K
SBA Charge-Off Rate
Limited data
Limited data
Total Units
12
52
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
2022
2004
FDD Year
2025
2025