Phở Hòa vs Tropical Smoothie Cafe
Franchise Comparison 2026
Both Phở Hòa and Tropical Smoothie Cafe are full-service restaurants franchises. Phở Hòa requires an investment of $391K – $759K while Tropical Smoothie Cafe requires $341K – $815K. Tropical Smoothie Cafe discloses average revenue of $1.0M; Phở Hòa does not report Item 19 data. Tropical Smoothie Cafe has SBA lending data on file with a 11.2% charge-off rate. FranchiseVerdict rates Phở Hòa F (Bottom Quintile) and Tropical Smoothie Cafe A (Top Quintile).
| Metric | Phở Hòa | Tropical Smoothie Cafe |
|---|---|---|
| Verdict Grade | FBottom QuintileBottom Quintile | ATop QuintileTop Quintile |
| Investment Range | $391K – $759K | $341K – $815K |
| Franchise Fee | $30K | $35K |
| Royalty Rate | 4.0% | 6.0% |
| Average Revenue (Item 19) | N/A | $1.0M |
| SBA Charge-Off Rate | N/A | 11.2% (653 loans) |
| Total Units | 17 | 1,515 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 1992 | 2012 |
| FDD Year | 2025 | 2025 |
Investment Range
$391K – $759K
$341K – $815K
Franchise Fee
$30K
$35K
Royalty Rate
4.0%
6.0%
Average Revenue (Item 19)
N/A
$1.0M
SBA Charge-Off Rate
N/A
11.2% (653 loans)
Total Units
17
1,515
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
1992
2012
FDD Year
2025
2025