ONE HOUR HEATING & AIR CONDITIONING vs Gotcha Covered
Franchise Comparison 2026
Both ONE HOUR HEATING & AIR CONDITIONING and Gotcha Covered are home services franchises. ONE HOUR HEATING & AIR CONDITIONING requires an investment of $71K – $270K while Gotcha Covered requires $123K – $217K. In terms of revenue, ONE HOUR HEATING & AIR CONDITIONING reports higher average unit revenue at $1.1M. Gotcha Covered has SBA lending data on file with a 12.7% charge-off rate. FranchiseVerdict rates ONE HOUR HEATING & AIR CONDITIONING A (Top Quintile) and Gotcha Covered C (Average).
| Metric | ONE HOUR HEATING & AIR CONDITIONING | Gotcha Covered |
|---|---|---|
| Verdict Grade | ATop QuintileTop Quintile | CAverageAverage |
| Investment Range | $71K – $270K | $123K – $217K |
| Franchise Fee | $43K | $70K |
| Royalty Rate | 6.0% | Fixed monthly fee from $350 to $2,250 depending on months in operation |
| Average Revenue (Item 19) | $1.1M | $580K |
| SBA Charge-Off Rate | N/A | 12.7% (55 loans) |
| Total Units | 413 | 172 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 2021 | 2009 |
| FDD Year | 2024 | 2026 |
Investment Range
$71K – $270K
$123K – $217K
Franchise Fee
$43K
$70K
Royalty Rate
6.0%
Fixed monthly fee from $350 to $2,250 depending on months in operation
Average Revenue (Item 19)
$1.1M
$580K
SBA Charge-Off Rate
N/A
12.7% (55 loans)
Total Units
413
172
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
2021
2009
FDD Year
2024
2026