Merle Norman Cosmetics vs ACFN
Franchise Comparison 2026
Both Merle Norman Cosmetics and ACFN are retail franchises. Merle Norman Cosmetics has SBA lending data on file with a 20.0% charge-off rate. FranchiseVerdict rates Merle Norman Cosmetics B (Above Average) and ACFN C (Average).
| Metric | Merle Norman Cosmetics | ACFN |
|---|---|---|
| Verdict Grade | BAbove AverageAbove Average | CAverageAverage |
| Investment Range | N/A | $38K – $58K |
| Franchise Fee | N/A | $25K |
| Royalty Rate | N/A | 1.3% |
| Average Revenue (Item 19) | N/A | N/A |
| SBA Charge-Off Rate | 20.0% (158 loans) | Limited data |
| Total Units | N/A | 210 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | N/A | 2003 |
| FDD Year | N/A | 2026 |
Investment Range
N/A
$38K – $58K
Franchise Fee
N/A
$25K
Royalty Rate
N/A
1.3%
Average Revenue (Item 19)
N/A
N/A
SBA Charge-Off Rate
20.0% (158 loans)
Limited data
Total Units
N/A
210
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
N/A
2003
FDD Year
N/A
2026