Matco Tools vs Valvoline Instant Oil Change
Franchise Comparison 2026
Both Matco Tools and Valvoline Instant Oil Change are automotive franchises. Matco Tools requires an investment of $104K – $376K while Valvoline Instant Oil Change requires $192K – $3.5M. In terms of revenue, Valvoline Instant Oil Change reports higher average unit revenue at $1.7M. On SBA loan performance, Valvoline Instant Oil Change has a lower charge-off rate (5.4%) compared to Matco Tools (34.7%). FranchiseVerdict rates Matco Tools C (Average) and Valvoline Instant Oil Change A (Top Quintile).
| Metric | Matco Tools | Valvoline Instant Oil Change |
|---|---|---|
| Verdict Grade | CAverageAverage | ATop QuintileTop Quintile |
| Investment Range | $104K – $376K | $192K – $3.5M |
| Franchise Fee | $10K | $30K |
| Royalty Rate | No royalty. Distributors are not required to pay any monthly or periodic royalty, franchise, license, or advertising fee during the term of the Distributorship Agreement. | 6.0% |
| Average Revenue (Item 19) | $517K | $1.7M |
| SBA Charge-Off Rate | 34.7% (671 loans) | 5.4% (61 loans) |
| Total Units | 1,741 | 2,039 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 1993 | 1988 |
| FDD Year | 2026 | 2026 |
Investment Range
$104K – $376K
$192K – $3.5M
Franchise Fee
$10K
$30K
Royalty Rate
No royalty. Distributors are not required to pay any monthly or periodic royalty, franchise, license, or advertising fee during the term of the Distributorship Agreement.
6.0%
Average Revenue (Item 19)
$517K
$1.7M
SBA Charge-Off Rate
34.7% (671 loans)
5.4% (61 loans)
Total Units
1,741
2,039
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
1993
1988
FDD Year
2026
2026