Matco Tools vs Snap-on
Franchise Comparison 2026
Both Matco Tools and Snap-on are automotive franchises. Matco Tools requires an investment of $104K – $376K while Snap-on requires $223K – $509K. In terms of revenue, Snap-on reports higher average unit revenue at $1.3M. On SBA loan performance, Snap-on has a lower charge-off rate (11.8%) compared to Matco Tools (34.7%). FranchiseVerdict rates Matco Tools C (Average) and Snap-on A (Top Quintile).
| Metric | Matco Tools | Snap-on |
|---|---|---|
| Verdict Grade | CAverageAverage | ATop QuintileTop Quintile |
| Investment Range | $104K – $376K | $223K – $509K |
| Franchise Fee | $10K | $16K |
| Royalty Rate | No royalty. Distributors are not required to pay any monthly or periodic royalty, franchise, license, or advertising fee during the term of the Distributorship Agreement. | $156.00 per month |
| Average Revenue (Item 19) | $517K | $1.3M |
| SBA Charge-Off Rate | 34.7% (671 loans) | 11.8% (286 loans) |
| Total Units | 1,741 | 3,328 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 1993 | 1990 |
| FDD Year | 2026 | 2026 |
Investment Range
$104K – $376K
$223K – $509K
Franchise Fee
$10K
$16K
Royalty Rate
No royalty. Distributors are not required to pay any monthly or periodic royalty, franchise, license, or advertising fee during the term of the Distributorship Agreement.
$156.00 per month
Average Revenue (Item 19)
$517K
$1.3M
SBA Charge-Off Rate
34.7% (671 loans)
11.8% (286 loans)
Total Units
1,741
3,328
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
1993
1990
FDD Year
2026
2026