Matco Tools vs Midas
Franchise Comparison 2026
Both Matco Tools and Midas are automotive franchises. Matco Tools requires an investment of $104K – $376K while Midas requires $342K – $925K. In terms of revenue, Midas reports higher average unit revenue at $1.2M. On SBA loan performance, Midas has a lower charge-off rate (13.3%) compared to Matco Tools (34.7%). FranchiseVerdict rates Matco Tools C (Average) and Midas A (Top Quintile).
| Metric | Matco Tools | Midas |
|---|---|---|
| Verdict Grade | CAverageAverage | ATop QuintileTop Quintile |
| Investment Range | $104K – $376K | $342K – $925K |
| Franchise Fee | $10K | $35K |
| Royalty Rate | No royalty. Distributors are not required to pay any monthly or periodic royalty, franchise, license, or advertising fee during the term of the Distributorship Agreement. | 10.0% |
| Average Revenue (Item 19) | $517K | $1.2M |
| SBA Charge-Off Rate | 34.7% (671 loans) | 13.3% (451 loans) |
| Total Units | 1,741 | 975 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 1993 | 1956 |
| FDD Year | 2026 | 2025 |
Investment Range
$104K – $376K
$342K – $925K
Franchise Fee
$10K
$35K
Royalty Rate
No royalty. Distributors are not required to pay any monthly or periodic royalty, franchise, license, or advertising fee during the term of the Distributorship Agreement.
10.0%
Average Revenue (Item 19)
$517K
$1.2M
SBA Charge-Off Rate
34.7% (671 loans)
13.3% (451 loans)
Total Units
1,741
975
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
1993
1956
FDD Year
2026
2025