Mastercare vs Home Instead
Franchise Comparison 2026
Both Mastercare and Home Instead are senior care franchises. Mastercare requires an investment of $126K – $223K while Home Instead requires $91K – $270K. Home Instead discloses average revenue of $2.6M; Mastercare does not report Item 19 data. Home Instead has SBA lending data on file with a 2.7% charge-off rate. FranchiseVerdict rates Mastercare B (Above Average) and Home Instead A (Top Quintile).
| Metric | Mastercare | Home Instead |
|---|---|---|
| Verdict Grade | BAbove AverageAbove Average | ATop QuintileTop Quintile |
| Investment Range | $126K – $223K | $91K – $270K |
| Franchise Fee | $45K | $54K |
| Royalty Rate | 5.0% | 5.0% |
| Average Revenue (Item 19) | N/A | $2.6M |
| SBA Charge-Off Rate | Limited data | 2.7% (194 loans) |
| Total Units | 5 | 625 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 2013 | 1995 |
| FDD Year | 2025 | 2025 |
Investment Range
$126K – $223K
$91K – $270K
Franchise Fee
$45K
$54K
Royalty Rate
5.0%
5.0%
Average Revenue (Item 19)
N/A
$2.6M
SBA Charge-Off Rate
Limited data
2.7% (194 loans)
Total Units
5
625
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
2013
1995
FDD Year
2025
2025