Loyalty Business Services vs Brightway Insurance
Franchise Comparison 2026
Both Loyalty Business Services and Brightway Insurance are financial services franchises. Loyalty Business Services requires an investment of $68K – $100K while Brightway Insurance requires $35K – $137K. Brightway Insurance discloses average revenue of $906K; Loyalty Business Services does not report Item 19 data. Brightway Insurance has SBA lending data on file with a 18.2% charge-off rate. FranchiseVerdict rates Loyalty Business Services F (Bottom Quintile) and Brightway Insurance D (Below Average).
| Metric | Loyalty Business Services | Brightway Insurance |
|---|---|---|
| Verdict Grade | FBottom QuintileBottom Quintile | DBelow AverageBelow Average |
| Investment Range | $68K – $100K | $35K – $137K |
| Franchise Fee | $40K | $25K |
| Royalty Rate | 14.0% | Franchisor retains 20% of New Business commissions and 50% of Renewal Business commissions |
| Average Revenue (Item 19) | N/A | $906K |
| SBA Charge-Off Rate | N/A | 18.2% (11 loans) |
| Total Units | 2 | 341 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 2020 | 2008 |
| FDD Year | 2021 | 2025 |
Loyalty Business Services
FBottom QuintileBottom Quintile
Brightway Insurance
DBelow AverageBelow Average
Investment Range
$68K – $100K
$35K – $137K
Franchise Fee
$40K
$25K
Royalty Rate
14.0%
Franchisor retains 20% of New Business commissions and 50% of Renewal Business commissions
Average Revenue (Item 19)
N/A
$906K
SBA Charge-Off Rate
N/A
18.2% (11 loans)
Total Units
2
341
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
2020
2008
FDD Year
2021
2025