Just A Buck vs FM2050
Franchise Comparison 2026
Both Just A Buck and FM2050 are retail franchises. Just A Buck requires an investment of $176K – $298K while FM2050 requires $164K – $283K. Just A Buck discloses average revenue of $484K; FM2050 does not report Item 19 data. Just A Buck has SBA lending data on file with a 44.4% charge-off rate. FranchiseVerdict rates Just A Buck F (Bottom Quintile) and FM2050 B (Above Average).
| Metric | Just A Buck | FM2050 |
|---|---|---|
| Verdict Grade | FBottom QuintileBottom Quintile | BAbove AverageAbove Average |
| Investment Range | $176K – $298K | $164K – $283K |
| Franchise Fee | $25K | $40K |
| Royalty Rate | 4.0% | 5.0% |
| Average Revenue (Item 19) | $484K | N/A |
| SBA Charge-Off Rate | 44.4% (27 loans) | N/A |
| Total Units | 10 | 4 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 1992 | 2025 |
| FDD Year | 2024 | 2025 |
Investment Range
$176K – $298K
$164K – $283K
Franchise Fee
$25K
$40K
Royalty Rate
4.0%
5.0%
Average Revenue (Item 19)
$484K
N/A
SBA Charge-Off Rate
44.4% (27 loans)
N/A
Total Units
10
4
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
1992
2025
FDD Year
2024
2025