Jiffy Lube vs Matco Tools
Franchise Comparison 2026
Both Jiffy Lube and Matco Tools are automotive franchises. Jiffy Lube requires an investment of $211K – $510K while Matco Tools requires $104K – $376K. In terms of revenue, Jiffy Lube reports higher average unit revenue at $1.1M. On SBA loan performance, Jiffy Lube has a lower charge-off rate (6.3%) compared to Matco Tools (34.7%). FranchiseVerdict rates Jiffy Lube A (Top Quintile) and Matco Tools C (Average).
| Metric | Jiffy Lube | Matco Tools |
|---|---|---|
| Verdict Grade | ATop QuintileTop Quintile | CAverageAverage |
| Investment Range | $211K – $510K | $104K – $376K |
| Franchise Fee | $35K | $10K |
| Royalty Rate | 4.0% | No royalty. Distributors are not required to pay any monthly or periodic royalty, franchise, license, or advertising fee during the term of the Distributorship Agreement. |
| Average Revenue (Item 19) | $1.1M | $517K |
| SBA Charge-Off Rate | 6.3% (98 loans) | 34.7% (671 loans) |
| Total Units | 2,083 | 1,741 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 1979 | 1993 |
| FDD Year | 2026 | 2026 |
Investment Range
$211K – $510K
$104K – $376K
Franchise Fee
$35K
$10K
Royalty Rate
4.0%
No royalty. Distributors are not required to pay any monthly or periodic royalty, franchise, license, or advertising fee during the term of the Distributorship Agreement.
Average Revenue (Item 19)
$1.1M
$517K
SBA Charge-Off Rate
6.3% (98 loans)
34.7% (671 loans)
Total Units
2,083
1,741
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
1979
1993
FDD Year
2026
2026