Skip to main content
FranchiseVerdict

Gotcha Covered vs ONE HOUR HEATING & AIR CONDITIONING

Franchise Comparison 2026

Both Gotcha Covered and ONE HOUR HEATING & AIR CONDITIONING are home services franchises. Gotcha Covered requires an investment of $123K – $217K while ONE HOUR HEATING & AIR CONDITIONING requires $71K – $270K. In terms of revenue, ONE HOUR HEATING & AIR CONDITIONING reports higher average unit revenue at $1.1M. Gotcha Covered has SBA lending data on file with a 12.7% charge-off rate. FranchiseVerdict rates Gotcha Covered C (Average) and ONE HOUR HEATING & AIR CONDITIONING A (Top Quintile).

Investment Range
$123K – $217K
$71K – $270K
Franchise Fee
$70K
$43K
Royalty Rate
Fixed monthly fee from $350 to $2,250 depending on months in operation
6.0%
Average Revenue (Item 19)
$580K
$1.1M
SBA Charge-Off Rate
12.7% (55 loans)
N/A
Total Units
172
413
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
2009
2021
FDD Year
2026
2024