Gotcha Covered vs ONE HOUR HEATING & AIR CONDITIONING
Franchise Comparison 2026
Both Gotcha Covered and ONE HOUR HEATING & AIR CONDITIONING are home services franchises. Gotcha Covered requires an investment of $123K – $217K while ONE HOUR HEATING & AIR CONDITIONING requires $71K – $270K. In terms of revenue, ONE HOUR HEATING & AIR CONDITIONING reports higher average unit revenue at $1.1M. Gotcha Covered has SBA lending data on file with a 12.7% charge-off rate. FranchiseVerdict rates Gotcha Covered C (Average) and ONE HOUR HEATING & AIR CONDITIONING A (Top Quintile).
| Metric | Gotcha Covered | ONE HOUR HEATING & AIR CONDITIONING |
|---|---|---|
| Verdict Grade | CAverageAverage | ATop QuintileTop Quintile |
| Investment Range | $123K – $217K | $71K – $270K |
| Franchise Fee | $70K | $43K |
| Royalty Rate | Fixed monthly fee from $350 to $2,250 depending on months in operation | 6.0% |
| Average Revenue (Item 19) | $580K | $1.1M |
| SBA Charge-Off Rate | 12.7% (55 loans) | N/A |
| Total Units | 172 | 413 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 2009 | 2021 |
| FDD Year | 2026 | 2024 |
Investment Range
$123K – $217K
$71K – $270K
Franchise Fee
$70K
$43K
Royalty Rate
Fixed monthly fee from $350 to $2,250 depending on months in operation
6.0%
Average Revenue (Item 19)
$580K
$1.1M
SBA Charge-Off Rate
12.7% (55 loans)
N/A
Total Units
172
413
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
2009
2021
FDD Year
2026
2024