Gloria Jean’s Coffees vs Subway
Franchise Comparison 2026
Both Gloria Jean’s Coffees and Subway are quick-service restaurants franchises. Gloria Jean’s Coffees requires an investment of $210K – $564K while Subway requires $239K – $537K. Subway has SBA lending data on file with a 6.8% charge-off rate. FranchiseVerdict rates Gloria Jean’s Coffees D (Below Average) and Subway B (Above Average).
| Metric | Gloria Jean’s Coffees | Subway |
|---|---|---|
| Verdict Grade | DBelow AverageBelow Average | BAbove AverageAbove Average |
| Investment Range | $210K – $564K | $239K – $537K |
| Franchise Fee | $30K | $15K |
| Royalty Rate | 6.0% | 8.0% |
| Average Revenue (Item 19) | N/A | N/A |
| SBA Charge-Off Rate | Limited data | 6.8% (6096 loans) |
| Total Units | 37 | 19,502 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 1986 | 1974 |
| FDD Year | 2025 | 2025 |
Investment Range
$210K – $564K
$239K – $537K
Franchise Fee
$30K
$15K
Royalty Rate
6.0%
8.0%
Average Revenue (Item 19)
N/A
N/A
SBA Charge-Off Rate
Limited data
6.8% (6096 loans)
Total Units
37
19,502
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
1986
1974
FDD Year
2025
2025