Dope CFO vs Padgett Business Services
Franchise Comparison 2026
Both Dope CFO and Padgett Business Services are financial services franchises. Dope CFO requires an investment of $73K – $103K while Padgett Business Services requires $63K – $117K. Padgett Business Services discloses average revenue of $477K; Dope CFO does not report Item 19 data. Padgett Business Services has SBA lending data on file with a 8.7% charge-off rate. FranchiseVerdict rates Dope CFO A (Top Quintile) and Padgett Business Services A (Top Quintile).
| Metric | Dope CFO | Padgett Business Services |
|---|---|---|
| Verdict Grade | ATop QuintileTop Quintile | ATop QuintileTop Quintile |
| Investment Range | $73K – $103K | $63K – $117K |
| Franchise Fee | $65K | $63K |
| Royalty Rate | The greater of (i) 8% of Gross Revenues, or (ii) $500.00 | the greater of $1,500 or 9% of Gross Receipts (standard rate) |
| Average Revenue (Item 19) | N/A | $477K |
| SBA Charge-Off Rate | N/A | 8.7% (65 loans) |
| Total Units | 14 | 167 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 2022 | 1988 |
| FDD Year | 2025 | 2025 |
Investment Range
$73K – $103K
$63K – $117K
Franchise Fee
$65K
$63K
Royalty Rate
The greater of (i) 8% of Gross Revenues, or (ii) $500.00
the greater of $1,500 or 9% of Gross Receipts (standard rate)
Average Revenue (Item 19)
N/A
$477K
SBA Charge-Off Rate
N/A
8.7% (65 loans)
Total Units
14
167
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
2022
1988
FDD Year
2025
2025