Closets By Design vs USA Insulation
Franchise Comparison 2026
Both Closets By Design and USA Insulation are home services franchises. Closets By Design requires an investment of $154K – $511K while USA Insulation requires $266K – $410K. In terms of revenue, Closets By Design reports higher average unit revenue at $9.9M. On SBA loan performance, USA Insulation has a lower charge-off rate (2.6%) compared to Closets By Design (17.1%). FranchiseVerdict rates Closets By Design B (Above Average) and USA Insulation B (Above Average).
| Metric | Closets By Design | USA Insulation |
|---|---|---|
| Verdict Grade | BAbove AverageAbove Average | BAbove AverageAbove Average |
| Investment Range | $154K – $511K | $266K – $410K |
| Franchise Fee | $20K | $55K |
| Royalty Rate | Greater of (i) 7.25% of Gross Revenues, or (ii) Minimum Royalty of $3,000 per month. | Greater of 5% of Gross Sales or $1,000 per month |
| Average Revenue (Item 19) | $9.9M | $8.8M |
| SBA Charge-Off Rate | 17.1% (45 loans) | 2.6% (39 loans) |
| Total Units | 85 | 101 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 2001 | 2006 |
| FDD Year | 2025 | 2024 |
Investment Range
$154K – $511K
$266K – $410K
Franchise Fee
$20K
$55K
Royalty Rate
Greater of (i) 7.25% of Gross Revenues, or (ii) Minimum Royalty of $3,000 per month.
Greater of 5% of Gross Sales or $1,000 per month
Average Revenue (Item 19)
$9.9M
$8.8M
SBA Charge-Off Rate
17.1% (45 loans)
2.6% (39 loans)
Total Units
85
101
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
2001
2006
FDD Year
2025
2024