Charles Schwab vs Sea Love
Franchise Comparison 2026
Both Charles Schwab and Sea Love are financial services franchises. Charles Schwab requires an investment of $104K – $222K while Sea Love requires $109K – $292K. Sea Love discloses average revenue of $353K; Charles Schwab does not report Item 19 data. FranchiseVerdict rates Charles Schwab F (Bottom Quintile) and Sea Love A (Top Quintile).
| Metric | Charles Schwab | Sea Love |
|---|---|---|
| Verdict Grade | FBottom QuintileBottom Quintile | ATop QuintileTop Quintile |
| Investment Range | $104K – $222K | $109K – $292K |
| Franchise Fee | $50K | $50K |
| Royalty Rate | 0.5% | 6.0% |
| Average Revenue (Item 19) | N/A | $353K |
| SBA Charge-Off Rate | Limited data | Limited data |
| Total Units | 382 | 12 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 2011 | 2022 |
| FDD Year | 2026 | 2025 |
Investment Range
$104K – $222K
$109K – $292K
Franchise Fee
$50K
$50K
Royalty Rate
0.5%
6.0%
Average Revenue (Item 19)
N/A
$353K
SBA Charge-Off Rate
Limited data
Limited data
Total Units
382
12
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
2011
2022
FDD Year
2026
2025