Charles Schwab vs Goosehead Insurance
Franchise Comparison 2026
Both Charles Schwab and Goosehead Insurance are financial services franchises. Charles Schwab requires an investment of $104K – $222K while Goosehead Insurance requires $66K – $112K. In terms of revenue, Charles Schwab reports higher average unit revenue at $45.0M. Goosehead Insurance has SBA lending data on file with a 5.9% charge-off rate. FranchiseVerdict rates Charles Schwab A (Top Quintile) and Goosehead Insurance C (Average).
| Metric | Charles Schwab | Goosehead Insurance |
|---|---|---|
| Verdict Grade | ATop QuintileTop Quintile | CAverageAverage |
| Investment Range | $104K – $222K | $66K – $112K |
| Franchise Fee | $50K | $50K |
| Royalty Rate | 0.5% | 20.0% |
| Average Revenue (Item 19) | $45.0M | $58K |
| SBA Charge-Off Rate | Limited data | 5.9% (47 loans) |
| Total Units | 382 | 1,022 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 2011 | 2011 |
| FDD Year | 2026 | 2026 |
Investment Range
$104K – $222K
$66K – $112K
Franchise Fee
$50K
$50K
Royalty Rate
0.5%
20.0%
Average Revenue (Item 19)
$45.0M
$58K
SBA Charge-Off Rate
Limited data
5.9% (47 loans)
Total Units
382
1,022
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
2011
2011
FDD Year
2026
2026