Brightway Insurance vs Loyalty Business Services
Franchise Comparison 2026
Both Brightway Insurance and Loyalty Business Services are financial services franchises. Brightway Insurance requires an investment of $35K – $137K while Loyalty Business Services requires $68K – $100K. Brightway Insurance discloses average revenue of $906K; Loyalty Business Services does not report Item 19 data. Brightway Insurance has SBA lending data on file with a 18.2% charge-off rate. FranchiseVerdict rates Brightway Insurance D (Below Average) and Loyalty Business Services F (Bottom Quintile).
| Metric | Brightway Insurance | Loyalty Business Services |
|---|---|---|
| Verdict Grade | DBelow AverageBelow Average | FBottom QuintileBottom Quintile |
| Investment Range | $35K – $137K | $68K – $100K |
| Franchise Fee | $25K | $40K |
| Royalty Rate | Franchisor retains 20% of New Business commissions and 50% of Renewal Business commissions | 14.0% |
| Average Revenue (Item 19) | $906K | N/A |
| SBA Charge-Off Rate | 18.2% (11 loans) | N/A |
| Total Units | 341 | 2 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 2008 | 2020 |
| FDD Year | 2025 | 2021 |
Brightway Insurance
DBelow AverageBelow Average
Loyalty Business Services
FBottom QuintileBottom Quintile
Investment Range
$35K – $137K
$68K – $100K
Franchise Fee
$25K
$40K
Royalty Rate
Franchisor retains 20% of New Business commissions and 50% of Renewal Business commissions
14.0%
Average Revenue (Item 19)
$906K
N/A
SBA Charge-Off Rate
18.2% (11 loans)
N/A
Total Units
341
2
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
2008
2020
FDD Year
2025
2021