BNI vs InXpress
Franchise Comparison 2026
Both BNI and InXpress are business services franchises. BNI requires an investment of $53K – $194K while InXpress requires $87K – $169K. In terms of revenue, InXpress reports higher average unit revenue at $1.9M. InXpress has SBA lending data on file with a 9.5% charge-off rate. FranchiseVerdict rates BNI D (Below Average) and InXpress F (Bottom Quintile).
| Metric | BNI | InXpress |
|---|---|---|
| Verdict Grade | DBelow AverageBelow Average | DBelow AverageBelow Average |
| Investment Range | $53K – $194K | $87K – $169K |
| Franchise Fee | $35K | $50K |
| Royalty Rate | 20.0% | 30.0% |
| Average Revenue (Item 19) | $344K | $1.9M |
| SBA Charge-Off Rate | Limited data | 9.5% (21 loans) |
| Total Units | 187 | 60 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 1991 | 2006 |
| FDD Year | 2025 | 2025 |
Investment Range
$53K – $194K
$87K – $169K
Franchise Fee
$35K
$50K
Royalty Rate
20.0%
30.0%
Average Revenue (Item 19)
$344K
$1.9M
SBA Charge-Off Rate
Limited data
9.5% (21 loans)
Total Units
187
60
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
1991
2006
FDD Year
2025
2025