Ameriprise Financial Services, LLC Independent Advisor Business vs Wendy's
Franchise Comparison 2026
Ameriprise Financial Services, LLC Independent Advisor Business is a financial services franchise, while Wendy's operates in quick-service restaurants. Ameriprise Financial Services, LLC Independent Advisor Business requires an investment of $10K – $138K while Wendy's requires $410K – $3.1M. In terms of revenue, Ameriprise Financial Services, LLC Independent Advisor Business reports higher average unit revenue at $3.1M. Wendy's has SBA lending data on file with a 0.8% charge-off rate. FranchiseVerdict rates Ameriprise Financial Services, LLC Independent Advisor Business A (Top Quintile) and Wendy's A (Top Quintile).
| Metric | Ameriprise Financial Services, LLC Independent Advisor Business | Wendy's |
|---|---|---|
| Verdict Grade | ATop QuintileTop Quintile | ATop QuintileTop Quintile |
| Investment Range | $10K – $138K | $410K – $3.1M |
| Franchise Fee | $2K | $50K |
| Royalty Rate | Franchisor retains a percentage of GDC (Gross Dealer Concession) per a Compensation Reference Guide payout grid. Franchisee receives the balance after deduction of Association Fee and other charges. Payout rate ranges from 72% to 91% based on production level (GDC). The 2025 average payout rate ranged from 73.7% to 88.0%. | 4-6% of Gross Sales depending on restaurant type and development program (4% traditional/Groundbreaker, 5% Pacesetter, 6% military/Build-to-Suit) |
| Average Revenue (Item 19) | $3.1M | $2.1M |
| SBA Charge-Off Rate | N/A | 0.8% (200 loans) |
| Total Units | 5,462 | 5,969 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 1999 | 1971 |
| FDD Year | 2026 | 2026 |
Ameriprise Financial Services, LLC Independent Advisor Business
ATop QuintileTop Quintile
Wendy's
ATop QuintileTop Quintile
Investment Range
$10K – $138K
$410K – $3.1M
Franchise Fee
$2K
$50K
Royalty Rate
Franchisor retains a percentage of GDC (Gross Dealer Concession) per a Compensation Reference Guide payout grid. Franchisee receives the balance after deduction of Association Fee and other charges. Payout rate ranges from 72% to 91% based on production level (GDC). The 2025 average payout rate ranged from 73.7% to 88.0%.
4-6% of Gross Sales depending on restaurant type and development program (4% traditional/Groundbreaker, 5% Pacesetter, 6% military/Build-to-Suit)
Average Revenue (Item 19)
$3.1M
$2.1M
SBA Charge-Off Rate
N/A
0.8% (200 loans)
Total Units
5,462
5,969
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
1999
1971
FDD Year
2026
2026